Calculate all your expenses on an annual basis, and critically see whether you can shave off a few tens. Before you know it, you will earn a few hundred euros on an annual basis. Money that simply leaks away,also check the ‘fixed costs’ without a contract. Calculate what that luxury shower gel costs you on an annual basis, or that daily sandwich in the canteen. Once you know what these things really cost you, you can make more informed choices. Make a visit to https://valuenetworksandcollaboration.com for the perfect result now.
Enjoy ‘don’t spend’
Spending money is fun. But that’s not to say that not spending money is annoying. In fact, saving your money can perhaps give a better feeling.
Spending your money feels good at first, but that good feeling disappears quickly. If you save your money, you will feel free in the long run. No, not with the first ten,but as soon as your savings account starts to take serious shape.
When you save money on your fixed costs, and then set this money aside, your savings account will grow quickly. And after a while you will realize that this reserve gives you a sense of peace and freedom. You could quit if you wanted to. You could go on a world trip. You could survive for six months without an income.You cannot buy yourself ‘free’. You can spare yourself freely: Save your Freedom Together.
Have you saved enough to be able to get by without income for at least six months? Then look further. Find ways to put your money away even better. However, keep a safe buffer on hand. Only invest with money that you can afford to lose.
Don’t buy redundancies
Small and large redundancies make you poorer. That, and they cost you time, energy, headaches and maintenance. Therefore, only buy things that you really need. And, on the other hand, sell all the things you don’t need (anymore).
So no superfluous means:No cheap junk with the Action that you don’t use anyway. No clothes you wouldn’t wear anyway. Not a new car because a good friend also bought a new car. No nonsense, no things that add nothing to your life.
Spend your money on less stuff. Trade in quantity for quality. Quality stuff lasts longer, saving you money in the long run. Moreover, living with less stuff is much nicer.
Develop insight into your money flows
Money is such an important part of our lives. Yet there are only a handful of people who really keep a finger on the pulse of their finances. Become one of those people. Log into your account regularly and find out where your money is going. You can also use special services that help you with this, such as AFAS Personal or services offered by your bank.
Knowing where your money is going will help you make much better decisions. This way you can see at a glance that you spend hundreds of euros a year on that daily cup of Starbucks at the station. Keep an eye on whether your money is flowing where you want it or if it slips through your fingers.