It can be difficult to determine whether you have valid personal injury compensation claims after being in an accident. This article will help you understand the factors that determine if you have a claim after a personal injury.
FACTORS THAT DETERMINE THE VALUE OF PERSONAL INJURY CLAIM:
The Severity of Your Injuries
injury claim. This also means that Medicare and private health care insurers are ready to pay you for your medical expenses, as well. In a personal injury lawsuit, you will have to prove that the injuries are consistent with the times and dates of your accident.
The Liable Party’s Coverage Limits
The injured party in a personal injury case will need to know the amount of coverage that is available for their claim. Your insurance agent or attorney can help you get this information, or you can contact your insurer directly. There are limits to what you are eligible to recover from each source under which your injuries were caused – so it’s important for The Liable Party’s Coverage Limits to know how much coverage is available for your claim.
The Fault of the Party That Caused Your Injuries
In addition to knowing how much personal injury compensation for your claim is available, you also have to know if the party at fault has any insurance or assets that can be used to compensate you. If there are multiple parties who may be responsible for your injuries, you will also need to know if they have any insurance or assets that can be used to compensate you.
How Much Your Attorney Will Charge
If you’ve been seriously injured in an accident, the hiring of a personal injury attorney is something to consider. Personal injury attorneys typically charge fees on a contingency fee basis – which means that they will get paid only if you are successful in your case. Unfortunately, this also means that most attorneys will not charge you any money upfront to help you pursue your personal injury claim.
The Expense of Treating Your Injuries
The value of your personal injury case will also be affected by the ongoing costs that are associated with treating your injuries. These long-term costs may include medical expenses, lost wages and future earnings due to inability to work, and any rehabilitation costs.
The Value of Your Lost Wages
The value of your personal injury case will also be affected by the lost wages that you can show as a result of the injuries suffered in your accident – including any future lost earnings or income due to the inability to perform your job duties.
The Length of Your Injuries
The majority of personal injury lawsuits are settled out of court – especially if the injuries sustained in the accident were relatively minor. This means that establishing a reasonable amount for your claim will be directly related to how long it takes you to completely recover from your injuries. So, the length or duration of your recovery will also have a huge impact on how much your personal injury case is worth.
The Type of Injuries You Sustained
In addition to the severity and length of your injuries, the type of injuries that you sustained will influence the amount awarded in a personal injury lawsuit. There are two types of damages that may be available for full or partial compensation in your case: economic damages and non-economic damages. Economic damages can include things such as medical bills and lost wages. Non-economic damages are a little more difficult to put a dollar value on, but they may include compensation for pain and suffering – which can be based on how serious or long-term the injuries were.
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Insurance limits- how much is available for the claim?
The most important thing to know if you’ve been in a car accident is how much money (or liability) the other driver carries on his/her insurance policy. This is usually referred to as “Insurance Limits.” If he has $100,000/$300,000 or more, he has enough coverage, and you should settle your case for the full amount of this policy. This is because your insurance will pay up to the other driver’s insurance coverage limit. For example, let’s say that there is a car accident, and two people are injured in it, one has $100,000/$300,000 on his/her policy, and the other person has $30,000/$60,000 on his/her policy. Your insurance will pay the injured person with a policy of $100,000 first and then go after the other driver’s insurance for any remaining money owed. So, you will be able to recover only up to his limits regardless of your injuries.
If the at-fault party has less than $30,000/$60,000 on his/her policy, then there is no coverage. So you will have to go after the other party’s assets and health insurance if he has it to get your money back.
So how do you find out what their limits are? Call the number on the card of the insurance company listed for that driver. Their adjuster will tell you what the limits are if it isn’t on their card. If they don’t have a card or insurance, that is probably a sign of fraud.
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If you’re unsure of whether or not you have a personal injury claim, the best thing to do is contact a personal injury attorney in Gainesville, GA. They will be able to review your case and determine if it’s worth pursuing legal action in court. The more information they can find about how the accident happened, what injuries were sustained, who was at fault for causing the accident, etc., the better chance there is that they’ll be able to help you fight for compensation after suffering a personal injury.