How Do I Avoid Being A Victim of Credit Card Fraud?

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While it is true that criminals are always looking for tools to facilitate their fraud, as long as they are as cautious as possible it will be extremely difficult for them to scam you. And it is not as difficult as you think.

To be as safe as possible you just have to follow a few steps:

  1. Always keep your card in sight when you pay.
  2. Store your banking information correctly and safely.
  3. Do not share it with anyone.
  4. Save your proof of purchase in case of claims for unrecognized purchases.
  5. Never sign a receipt without reading it.
  6. When you throw away the account statements or any other proof, destroy them completely.
  7. Do not give your card information by phone or mail, your bank will never ask you for that.
  8. When shopping online, make sure the site is secure.
  9. Never accept help at an ATM.

If you follow these simple steps, you will hardly be a victim of fraud. Now, if you have already been deceived, you have the right to go to the bank to do the investigation and have no repercussions.

In the event that you have been the victim of fraud and the bank holds you responsible, you can always go to the Condusef, where they will monitor your situation and try to enforce your rights as a client of the financial system.

Protecting your finances in cyberspace is one of the attributes included in the credit Card. This “plastic” does not have a numbering; that is, the card data is not read on its physical support. You will have access to them only if you are the owner, where you will also receive notifications on your phone or by email every time you pay with it or withdraw cash from an ATM. Also, from the ‘app’ you can deactivate and reactivate your credit card as many times as you need it.

Regarding the CVV code of the credit Card, this cryptographic verification mechanism reinforces the level of protection of your payments over the Internet by ceasing to be an immutable number to become a dynamic CVV, or what is the same, a set of three digits that change automatically.

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