The Herron Law Firm at Portlandlandinjuryfirm.com, a leading personal injury attorney Portland, Oregon, wants to remind Oregonians that it takes considerable work and preparation to build a personal injury claim that will provide you with a fair settlement.
First, in Oregon, you are required to have personal injury protection or PIP that covers the first several thousand dollars of your damages and injuries. However, if your damages are more than what your policy covers, you may need to file a claim with the other driver’s insurance company.
To get the best settlement, you are required to prove:
- The other driver’s negligence caused the accident.
- The car accident caused your injuries.
- That you have damages from the accident, such as medical bills, lost wages, and pain and suffering.
After the Accident
To build a successful claim, the work starts right after the accident. Make sure you call the police and file a police report. Do not let the other driver discourage you from getting the police involved. You want to have an official accident report, ideally that states that the other driver caused the accident. Having the police report is a key part of building a successful claim.
Medical Treatment Is Vital
Do not refuse medical treatment after the accident, even if you think you aren’t hurt. Tell first responders about your injuries, even if they are minor. You may have car accident injuries that you don’t realize at first. It’s possible to have major head trauma or internal bleeding and not know about it for hours.
Make sure you see a doctor as soon as you can after the accident. Refusing treatment or delaying will damage your claim. Insurance companies deny claims every day of people who weren’t seen by a medical professional immediately after the crash.
Don’t Go To a Personal Injury Doctor
It is unwise to get treatment from a doctor who advertises to car accident victims. They may run up big medical bills that are beyond what is customary for your injuries.
Insurance companies are familiar with these doctors and they also know what the typical treatment is for most car accident injuries. The adjuster will refuse to pay the inflated costs and you will be stuck with the bill. Go see your regular doctor, and if necessary, he or she can refer you to a specialist.
Collect Evidence At the Car Accident Scene
It always is helpful to leave the car accident scene with as much evidence as possible, if you are physically able to do so. Take pictures of your injuries, the damages of all vehicles, vehicle positions before they are moved, and any other images of the scene you think are needed. Next, get the contact information for all drivers involved, as well as their occupants. Talk to any witnesses and get their contact information. It’s important to get their version of what happened immediately after the accident as memories tend to fade after a few days.
Talking to The Insurance Adjuster
If the other driver caused the accident, you may need to talk to their insurance adjuster. The best way to approach the adjuster is to have plenty of notes and documents pertaining to the accident. You will want to have evidence of the insured’s negligence, and also have proof of your damages and injuries. Having all this documentation is what personal injury lawyer Portland do, and you can do the same.
If you have any questions about your car accident claim, you can always contact The Herron Law Firm, a skilled personal injury attorney in Portland Oregon.