Here is a step-by-step guide to applying for the Bajaj Finserv RBL Bank SuperCard, complete with document requirements and basic eligibility criteria.
The Bajaj Finserv RBL Bank SuperCard is tremendously popular, simply because of the range of benefits and features that it brings to the table. Credit card users want a host of minimum features out of their credit card, and this RBL Bank credit card by Bajaj Finserv ensures that the needs of members are met, by offering the following key conveniences.
- Cash withdrawal facility from ATMs – In other words, this RBL Bank credit card by Bajaj Finserv also doubles up as a debit card.
- Anytime, anywhere loan – Members can opt for a loan to the extent of their credit limit. The customer has 90 days to pay back the loan in 3 installments.
- Rewards on purchases – Calculated on purchases made in the course of the month, the cardholder receives points credited to his or her account at the month-end. Points are also awarded for crossing spend milestones, and might also be granted as a welcome gesture.
- Exclusives – Discounts and cashback are also available at certain partner brands.
There is of course the top-of-the-line security that comes with using a well-established, reputed brand for one’s credit needs, not to mention quick approvals and minimal fees.
Also read: HERE ARE MOST OF THE CREDIT CARD FEATURES THAT MUCH INDIVIDUALS VALUE
If you are among the many who want to enjoy the truly useful benefits of the RBL credit card, here is how you can go about getting your application underway.
Step 1 – Choose a card
Users might name the document submission process as the most important step of applying for a credit card, but in truth, choosing the right card for one’s needs is the most crucial step. Spend some focused time going over the following important considerations:
- Features and benefits – People who travel a lot will make better use of benefits like cashback offers; big shoppers (and those who finance big shoppers as well) will derive maximum value from shopping-linked benefits; people who do actually go to the theatre to watch movies will be happy to get free movie tickets.Go through the features and benefits being offered without getting carried away. Evaluate which ones are of use to you. There are a total of 10 variations of the Bajaj Finserv RBL Bank SuperCard. You’re sure to find one that is perfect for you.
- Charges and fees – Ensure that the charges are agreeable to you.
- Rewards – Just like the features and benefits appeal differently to different people, so do the rewards. Pick a card that allows you to reap relevant rewards. If you’re the type to weigh your rewards against your credit card fees, now is the time to do so.
- Credit limit – Do check that the credit limit covers what you will normally require.
Step 2 – Check your credit card eligibility
Go through this simple list to verify your credit card eligibility, just to ensure that you have all the prerequisites in place.
Are you between 21 and 65 years old?
Do you have a credit score of 750 or higher?
Do you earn a minimum of Rs. 25,000 per month?
Step 3 – Get your documents and pre-approval ready
Now you are ready to go through the pre-approval process. All you need to do is key in your mobile number (or your landline number along with your city code), in order to have a representative call you.
Your credit card eligibility specific to the Bajaj Finserv RBL Bank SuperCard will be evaluated at this stage, and you will get a clear idea of your chances of obtaining the card.
Now you can go ahead and get your documents in place. You will most likely need:
- Form 16, ITR or salary slips
- Voter ID (in case one is not able to submit a copy of a valid passport)
Step 4 – Apply
Once you have verified your credit card eligibility, you can go ahead and begin your application process on the Bajaj Finserv website. All you need to do is upload scanned copies of your documents; as long as you have a steady hand and a high-resolution mobile camera, you can scan the documents on your phone itself.
Now you are ready to dive into an exciting world of credit, rewards, and unlimited convenience, thanks to the Bajaj Finserv RBL Bank SuperCard.